Chase Bank Business Hours (2024)

FAQs

What are business days for Chase Bank? ›

If we receive your deposits after 11 PM Eastern time, you'll immediately be able to see the transaction in your account, but we'll process it the next business day. A business day is every day except Saturday, Sunday, and federal and state holidays.

Secure Message Center is your online email resource for sending and receiving secure messages to and from Chase Online Customer Service 24/7. Secure Message Center allows you to read messages, reply to messages, send inquiry about payments, and much more.

Chase ATM Withdrawal Limit

However, a Chase customer service representative provided the following information. If you have a basic Chase debit card, you can withdraw up to $3,000 per day at your in-branch Chase ATM. For Chase ATMs outside of your branch, you can withdraw up to $1,000 per day.

New York, NY

Chase Bank / Headquarters

Weekends are generally non-business days for banks. Payments received on weekends are generally processed on the next business day, Monday, unless it's a federal holiday.

Saturdays are generally not considered a working day for banks, meaning transactions and payments are not processed.

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with $2.6 trillion in assets and operations worldwide.

Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

The Zelle^® app will soon only be available to users whose banks and credit unions do not offer Zelle^® directly to their customers. Because Chase offers Zelle^®, you can use it directly through your Chase Mobile^® app or chase.com to send and receive money.

Under the Bank Secrecy Act (BSA), you are limited to $10,000 of cash withdrawals from your bank account per day. And if you want to withdraw more than that $10,000 daily cash limit, the bank will report your transaction to the federal government.

Can I withdraw $5000 from a bank? ›

“$5,000 is okay, but if you withdraw more than $10,000, the transaction will be reported to the IRS and at least one other government agency,” Bakke said. “You will also normally be required to fill out Form 8300.

Unless your bank has set a withdrawal limit of its own, you are free to take as much out of your bank account as you would like. It is, after all, your money. Here's the catch: If you withdraw $10,000 or more, it will trigger federal reporting requirements.

In 1955, the Bank of the Manhattan Company merged with Chase National Bank, the third largest in the United States, to form Chase Manhattan Bank. And in 2000, Chase Manhattan merged with JPMorgan & Co, to form today's JPMorgan Chase.

With thousands of branches and a highly rated digital banking platform, it's an accessible choice for personal banking services. In addition to numerous deposit accounts, Chase offers several loan, credit and investment products, making it a single stop for many personal finance needs.

Business days, on the other hand, refer to days when the bank is open for business — weekends and bank holidays are not considered business days. A business day typically ends at the same time the bank's business hours do, and some institutions may even have an earlier cutoff time for check deposits.

A business day refers to any day when commercial and professional services are offered. A banking day refers to days when financial institutions are operational and can process transactions.

“Originally Answered: What time do direct deposits hit my chase account? A deposit before 11:00 PM ET is processed on the same business day. Deposits made after 11:00 PM ET are viewable (pending) in your account immediately, but will not be processed until the next business day.”

Understanding when your payment is processed

We'll post it Sunday evening. If you pay at least the minimum amount due between 8 PM and 11:59 PM Eastern time and today's your due date, don't worry: Your payment will still be on time.